Home Equity Line of Credit

• Competitive rates for several ongoing or seasonal needs:
  • Education expenses
  • Major life events
  • Major home improvements
  • Debt consolidation
  • Emergency reserve
  • And much more!
• The existing equity in your home is used as collateral
• Funds available anytime without reapplying; apply once, then use repeatedly thereafter
• Revolving credit – as payments are made the amount on your credit line increases
• Funds easily available via check writing
• The interest paid might be tax deductible¹
• Local decision-making and processing in Cass County
• Attentive, friendly service from start to finish
• All loans subject to credit approval

Learn More

If you have questions, feel free to contact one of our qualified loan officers by phone at 816-540-2525 or email us at [email protected].

See a list of our Registered Mortgage Loan Originators.

1. During draw period (first 120 months of 240 month schedule) – monthly interest only payments
2. During repayment period (last 120 months of 240 month schedule) – monthly payments equal to 0.8% of the outstanding balance plus interest with a minimum payment of $100

The Home Equity Line of Credit interest rate is based on the printed Daily Prime Rate² located in the Rate Index of the Wall Street Journal with a floor rate of 4.00%. Apply today by calling us at 816-540-2525 and ask to speak to someone about a home equity line of credit.

Click here to view the current disclosure.