Banking locally can give your balance a boost.
Earn up to 0.51% APY* by completing a few easy banking basics to meet qualifications.
Benefits You’ll Love
- Earn interest on your balance
- Easy qualifications to meet monthly
- No monthly maintenance fee
- No minimum balance requirement
- Free checking that pays high interest
- 0.51% APY* on balances up to $10,000
- 0.51% to 0.09% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- View our current rates*
- See how much you can earn with our Kasasa Cash Calculator
- Nationwide ATM fee refunds**
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- Free online banking & bill pay
- Free eStatements (required to open and maintain the account)
- Free mobile banking with mobile deposit
- Free telephone banking
- Free Visa® debit card
- Unlimited check writing
- $25 minimum deposit to open
It's Easy to Earn Your Rewards
It's so easy to qualify, you're probably already doing it! To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
- At least 10 debit card purchases, each $5.00 or more
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate and get nationwide ATM fee refunds**. You can get right back to earning your full rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $10,000 in your Kasasa Cash account earn an interest rate of 0.51% resulting in an APY of 0.51%; and daily balances over $10,0000 earn an interest rate of 0.05% on the portion of the daily balance over $10,000, resulting in a range from 0.51% to 0.09% APY depending on the account's daily balance. When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05%. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/16/2025. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Receipt of electronic statements is a condition of this account. See accompanying schedule of Fees and Charges for fees that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives at 816-540-2525 for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
**Limit-Up to 5 ATM surcharge fee refunds with a maximum overall credit of $25.00 per account each statement cycle.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 30 Days | $500 | 0.05% | 0.05% |
| 90 Days | $500 | 0.05% | 0.05% |
| 6 Months | $500 | 0.05% | 0.05% |
| 1 Year | $500 | 0.05% | 0.05% |
| 2 Years | $500 | 0.05% | 0.05% |
| 3 Years | $500 | 0.05% | 0.05% |
| 4 Years | $500 | 0.10% | 0.10% |
Penalty for early withdrawal.
Checking Accounts
| Account | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Interest Checking | $25 | 0.05% | 0.05% |
| Business Interest Checking | $25 | 0.05% | 0.05% |
The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. Business accounts are not available to open online.
IntraFi® Network Deposits (formerly CDARS ®)
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 26-week | $10,000 | 3.51% | 3.59% |
| 1-year (52-week) | $10,000 | 3.30% | 3.37% |
| 2-year (104-week) | $10,000 | 3.22% | 3.28% |
| 3-year (156-week) | $10,000 | 3.22% | 3.28% |
The IntraFi® Network DepositsSM interest rates and Annual Percentage Yields (APYs) listed above are for the upcoming week. IntraFi® Network Deposit rates and APYs reprice weekly, each Wednesday. Interest rates are subject to change prior to the order date. Use of the IntraFi Network Deposits service is subject to the terms and conditions of the agreements, including the IntraFi Participating Institution Agreement and the Deposit Placement Agreement. IntraFi, CDARS, ICS, and One-Way Sell are registered service marks, and IntraFi Network and IntraFi Network Deposits are service marks, of IntraFi Network LLC.
Kasasa* Cash
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $10,000 | $25 | 0.51% | 0.51% |
| $10,000+ | $25 | 0.05% | 0.51% to 0.09% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
The interest rate on the Kasasa Cash account can change at anytime.
To earn your rewards, complete the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 10 debit card purchases, each greater than $5, post and settle
Kasasa* Saver
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $10,000 | $25 | 0.20% | 0.20% |
| $10,000+ | $25 | 0.05% | 0.20% to 0.06% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
The interest rate on the Kasasa Saver account can change at anytime.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 10 debit card purchases, each greater than $5, post and settle
Money Market (Business and Personal)
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0.01 - $24,999 | $25 | 0.05% | 0.05% |
| $25,000 - $49,999 | $25 | 0.10% | 0.10% |
| $50,000+ | $25 | 0.15% | 0.15% |
Learn more about Personal Money Market Accounts and Business Money Market Accounts
The money market interest rate can change at anytime and does have limited withdrawals. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.
Premier Money Management Savings
| Account | Minimum Required Opening Deposit | Interest Rate | APY |
| Premier Money Management Account | $25 | 2.72% | 2.76% |
The premier money management interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. The premier money management account is not available to open online.
Rate Watcher CD
| Term | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 15 Months | $5,000 | 0.05% | 0.05% |
| 27 Months | $5,000 | 0.05% | 0.05% |
Penalty for early withdrawal.
Savings Accounts
| Account | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| Savings Account | $25 | 0.05% | 0.05% |
The savings account interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.
Super Cash Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $20,000 | $25 | 5.851% | 6.01% |
| $20,000+ | $25 | 0.05% | 6.01% to 1.04% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
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Super Saver
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $20,000 | $25 | 2.9595% | 3.00% |
| $20,000+ | $25 | 0.05% | 3.00% to 0.54% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
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Wall Street Checking
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0.01 - $2,499 | $25 | 0.05% | 0.05% |
| $2,500+ | $25 | 0.15% | 0.15% |
The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.
